this book affected me in much the same way as the “rich dad, poor dad” series did: it changed the way i thought about money and time, and its making me a much more responsible person fiscally. i realize now that what i do with the money i earn is a matter of discipline (like saving a certain percentage every week), that it’s all about the habits i develop (like making a budget and sticking to it) and how i prioritize things.

the biggest shocker of the book is that being a millionaire is within anyone’s grasp, really — if they’re willing to be disciplined about saving and investing, and if they’re willing to sacrifice.